EN
(English)Fintech & Finance Startups in the US
Discover the companies rewriting the rules of money. From neobanks and payment processors to investment platforms and insurtech innovators, explore America's leading fintech startups.
Filters
Browse by Category
Browse by Location
Browse by Category
Browse by Location
America's Leading Financial Technology Startups
The United States financial system processes more transactions and manages more wealth than any other market on earth. The fintech startups in this directory are competing to modernize, democratize, and disrupt every corner of it.
-
No startups found
Check back later for startups or try different filters.
The US Fintech & Finance Startup Ecosystem
Financial technology is one of the most consequential areas of startup innovation, touching the daily financial lives of hundreds of millions of Americans. From how people get paid and manage their budgets to how they invest for retirement and protect their assets, US fintech startups are systematically rebuilding the infrastructure of money.
Key Fintech Segments to Explore
- Payments & Money Movement: Companies building faster, cheaper, and more transparent payment rails for consumers and businesses, from peer-to-peer transfers to international remittances and point-of-sale infrastructure.
- Digital Banking & Neobanks: App-first financial institutions offering checking, savings, and credit products with lower fees, better user experiences, and smarter financial tools than traditional banks.
- Lending & Credit: Startups using alternative data and machine learning to underwrite personal loans, small business financing, buy-now-pay-later products, and mortgage solutions more accurately and accessibly.
- Wealthtech & Investment Platforms: Democratizing access to investing through robo-advisors, fractional shares, alternative assets, and AI-powered portfolio management.
- Insurtech: Applying data science and digital distribution to make insurance products more personalized, affordable, and customer-friendly across auto, home, health, and life verticals.
- RegTech & Compliance: Companies helping financial institutions navigate complex regulations with automated compliance, fraud detection, and anti-money-laundering tools.
Browse our fintech listings to connect with the US startups that are building the financial system of the future.
Working afternoons in Cyprus!
Hey founders, entrepreneurs, remote workers & digital nomads! Ready to break out of your home office? Join us for an informal co-working session where we'll tackle our work alongside other motivated professionals. The concept is simple: bring your laptop, grab a coffee or drink, and get things done in great company. No agenda, no presentations, no RSVP required! Just drop in whenever works for you. Let's make today more productive together! Want to start your own Working Afternoon? See the details.
